Paul A. Pagnato's Breakthrough Book:

Paul A. Pagnato's Breakthrough Book:



TRANSPARENCY WAVE by Paul A. Pagnato focuses on "Exponential Changes That Will Transform Our World."

This breakthrough book shows us the reasons why "in a time of exponential growth across multiple sectors –longevity, neuroscience, genomics, blockchain, cybersecurity, artificial intelligence, media, finance and academia - those who fear transparency are doomed to remain in the past."

Paul Pagnato introduces the 6Ts of Exponential Transparency™ to provide a clear path for people, businesses and governments to improve well-being and prosperity. By helping others flourish, Paul describes how the Transparency Wave™ will carry us towards exponential growth in business and life.



"The ideas that Paul Pagnato describes in his book, Transparency Wave, will transform the way you see the world and especially the way you lead. In Paul’s words, “Transparency is creating the greatest wealth in history and will continue to unleash wealth creation never seen by mankind”. His book will help you ride the massive Transparency Wave of change, rather than being swamped by it. It is a must read!"

— Jim Haudan
Best Selling Author of The Art of Engagement, and Blind Spots

"The tsunami of disruption that is transparency in wealth management is more evident every day. The new normal is already under construction by millennials
and Silicon Valley. Pagnato devours its wide ranging importance. Ignore him at your own risk.”

— Knut Rostad
President of Institute for Fiduciary Standard

"Pagnato has broken new ground with his daring exposition, Transparency Wave. By using his principles, you can create a successful business in any industry. Of course, to achieve sustainable progress, you need to embrace PMA. This book is a must-read for today's disruptive business world.. it will give you a massive competitive edge!"

— Raj Sharma
Managing Director, Private Wealth Advisor, Merrill Lynch Private Bank

"Paul Pagnato's Transparency Wave is an important work for addressing digital transformations sweeping through industry, media and our overall culture. He explains the "exponential changes" swirling around us and provides "a framework with which to tackle future challenges." This book is essential reading for anyone engaged in strategic initiatives aimed at confronting disruption. Educators, especially those who teach entrepreneurship and leadership, will benefit from introducing these concepts to students seeking coping mechanisms for a world in flux. Pagnato asserts that transparency's inevitability "changes everything," but he encourages us to "enjoy the ride." His optimistic message is tonic for our times."

— Professor Keith L. Herndon, Ph.D.
Grady College of Journalism and Mass Communication, University of Georgia

Transparency Changes Everything

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Book Contributors

Experts gave their insight on how transparency is changing their industries.

Paul A. Pagnato tapped into an incredible brain trust of world-renowned experts from a diverse set of challenging disciplines, each having encountered the intersection of exponential growth and transparency. Their honest assessment for turning challenges into opportunities is inspirational. Their work is changing the world, and now through the prism of transparency, the Transparency Wave is upon us.

One of the “Fathers of the Internet”, Chief Internet Evangelist at Google

MEDIA: Wyatt Andrews
Professor of Media Studies at University of Virginia, Former National Correspondent for CBS News

Best-selling author of Exponential Organizations and Exponential Transformation, Founder OpenExO and ExO Works, Founding Executive Director at Singularity University

Neuroscientist, New York Times best-selling author

LONGEVITY: Dr. Laura Carstensen
Professor of Psychology at Stanford University, Founding Director at Stanford Center on Longevity

GENETICS: Raymond McCauley
Chair of Digital Biology at Singularity University, Co-Founder & Chief Architect for BioCurious

Executive Director, People-Centered Internet

BLOCKCHAIN: Nathana Sharma
General Counsel at Labelbox, Faculty at Singularity University

Founder & CEO at Labelbox

FINANCE: Ric Edelman
Founder, Edelman Financial Engines LLC

ACADEMIA: Dr. Rainford Knight
Professor of Finance at Florida Atlantic University, Co-Founder at Florida Institute of Finance

FINANCIAL RESEARCH: Dr. Yaniv Konchitchki
Tenured Associate Professor, UC Berkeley's Haas


Paul A. Pagnato

Paul A. Pagnato

Paul A. Pagnato is CEO Founder at PagnatoKarp, a multi-family office with nearly $4.8 billion assets under advisement¹. Paul is a top ranked financial advisor by Barron’s and Forbes² with more than 27 years of financial industry leadership. Paul spent 19 years with Merrill Lynch where he founded the Washington, D.C. Private Banking & Investment Office. He began his career as a microbiologist with NASA and McDonnell Douglas working collaboratively to search for life in outer space.

A frequent media contributor to CNBC, The Wall Street Journal, Fox Business, Bloomberg, Reuters, CNN and The Street, Paul is a leading champion of the Transparency Wave™ affecting our world today.

Paul also founded the TrueFiduciary® Institute, a non-profit with a purpose to positively impact one million students. Paul is a frequent speaker at the Institute’s university partners including Stanford, University of Virginia, Virginia Tech, Penn State, William & Mary, George Mason, University of Georgia, University of Texas and Florida Atlantic University.

Serving on Singularity University’s Leadership Team, Paul speaks at local, national, and global Singularity events. He is also a sought-after speaker at national financial conferences including Barron’s, Forbes, IMCA, NAPFA, FA Magazine and Digital Assets Strategies. Paul’s advocacy for transparency has also led to speaking engagements with the People-Centered Internet Coalition, cofounded by Vint Cerf, Google’s Chief Internet Evangelist and “One of the Fathers of the Internet”, as well as at top universities including Stanford, University of Virginia and Florida Atlantic.

Paul is Board Member for Envel, Institute for the Fiduciary Standard, Florida Atlantic University Foundation, INOVA Health Care System, and Pinstriped Prospects.

Learn More About Paul A. Pagnato

Transparency Changes Everything